Shivaji Bhonsle  (1627/1630 – 3 April 1680) also known as Chhatrapati Shivaji Maharaj, was an Indian warrior king and a member of the Bhonsle Maratha clan. Shivaji carved out an enclave from the declining Adilshahi sultanate of Bijapur that formed the genesis of the Maratha Empire. Money is very important for running any big organization. so when I started thinking about Maratha empire,Continue reading

0
Share

  The debt market is much larger than equity. Govt, many Non-listed companies, Govt institutions like Fannie Mae, Freddie Mac, Gunnie Mae or Departments of govt, World bank, even Individuals can issue Debt securities. The global debt market valued in Trillions of dollars and Govts are one large force. Govt debt plays an important role. It raisesContinue reading

0
Share

  This budget is Rural Budget, infra Budget, Populist budget, Budget for health, A budget Opening some new ways to raise Revenue for govt like LTCG. India Inc maybe not received anything big out of It. I am mentioning the Highlights of Budget and their analyses Fiscal deficit Expected on FY 19 is 3.3%, Divestment Target 80000.  85.51Continue reading

0
Share

As I am From Maharashtra, i am aware about the uneasiness of Marathi people with Debt. In my life i saw what happened in 2008. The way interest rates went up and that affect Indian corporate and the way some big and large companies went from sky-scrapper to SCRAP like JP Associate, Reliance capital, HDIL,Continue reading

0
Share

Insurance companies are very difficult to understand and analyse. It is really A task. The reasons varies. Due to terminology, calculation, different way to show results and the nature of business. One ratio is example of this. that is Loss ratio. Maybe right now you are all confused like i was when i listened aboutContinue reading

0
Share

Yes. I mean what is the factor which is forcing me to open WordPress app or website and type endlessly. What is that thing  which is continuously driving me to search companies, download Draft Red hearing Prospectus? Yes I agree that I made this post late but still I need to make one and makeContinue reading

2
Share

What is Risk? What are factors affecting risk profile? How can you decide or find out your own? Is risk good? Is your risk profile also affecting your investment habits or its your investment habits affecting your risk profile? The reason why I am starting so many questions is one tweet. Sunday is about playingContinue reading

0
Share

Why I am calling it Land mark? ETF industry is very large and developed in global market. In US, number of ETF are more than listed stocks. If you are big institutional investor, you can even make one another ETF as per your objectives. But in India, we don’t have that much large industry.  MostContinue reading

0
Share

In the backdrop of recent corporate battles, the Uday Kotak led SEBI committee on corporate governance should be a game changer. Several newspapers termed this as Swach Corporate Abhiyaan which simply means Clean Corporation Program and rightly so as the committee has recommended some important improvements in the current governance structure, such as: Segregation ofContinue reading

0
Share

Will you invest in Employer Stock? — Inside Simple Financ (@InsideFinanc) July 16, 2017 My readers will call me mad if I don’t mention Enron here in this topic so I am going to write about it. Once most innovative company in USA, Enron was Energy Giant and market darling. Yes they were so muchContinue reading

0
Share

Only 35% of Americans actually have a financial plan. Plan ahead now. (via @WealthForesight) https://t.co/0Pa5elElOl — Investopedia (@Investopedia) June 26, 2017 There's a difference between financial planning and investing. (via @DavidRaeCFP) https://t.co/EdRjwv2DGS — Investopedia (@Investopedia) July 7, 2017 so What is financial planing? is it important at all? In simple words, it is process ofContinue reading

0
Share

What is Buyback ? A buyback, also known as a repurchase, is the purchase by a company of its outstanding shares that reduces the number of its shares on the open market. Why investors Invest in stock? because they believe that stock is undervalued. So by investing in stock investors are trying to earn return.Continue reading

1
Share

Making wealth is important but Protecting wealth is also important. Hedging is very important when you are investing. As Volatility is markets basic identity, let it be Equity, debt or commodity, Its always there. Using volatility for your good, and hedging against risk is what Investing all about. But Volatility is not the only risk.Continue reading

3
Share

When I was planing to write about the series on personal finance, I was searching What is really personal finance is, which in fact easy but tricky question. Hardly there is any difficult thing in personal finance, which someone need to explain. But when I see so many broken peoples, I realize that it isContinue reading

1
Share

From Zero to Professional Investment (IPS)! #IPS #Investment #Policy #Statement #Investment https://t.co/NTq6kkN2SU pic.twitter.com/x09W87HBSo — Paul Petrus (@PaulPetravicius) June 27, 2017 or one more tweet which is perfect for this Managing emotions with an investment policy statement #investing #money #investmentplan https://t.co/jnkQK7Sxya — James Brewer CFP® (@JB401kadvisor) June 19, 2017 What is most important thing in investing?Continue reading

0
Share

Save 3-6 mo. of expenses for your Rainy Day fund. Why? It is going to rain. "Dave you should be positive." I am positive it is going to rain — Dave Ramsey (@DaveRamsey) March 8, 2017 Just like their name, Emergency funds are for emergency, dilemma say say loss of job, sudden big expenses. inContinue reading

0
Share

Are Mutual Funds part of your Retirement Investment? — Ashutosh Tilak (@androidashu) July 1, 2017 Why this topic ? Reasons are many. I mean, what is right way for making provisions for retirement, is maybe subject for big fight. But I am asking it as simple question. If you are aware about it, you mayContinue reading

0
Share

Recently I saw an advertisement about Mutual Funds. As a CFA candidate, I found them funny. Well, you will also think same if you understand the language. By the time he finished his samosa, he understood that Mutual Funds give you easy access to your money! Check it out here. pic.twitter.com/urhQqdGhZs — MutualFunds Sahi HaiContinue reading

0
Share

Are #equities inflated? @professorSiegel & @RobertJShiller have opposing views. https://t.co/JB11KLXsfN #CFAedge via @Enterprising pic.twitter.com/moZdF3JUxC — CFA Institute® (@CFAinstitute) June 23, 2017 Research is very important in every area of our life. Investing is also not outside of it. May it be Fixed Income, Commodity or Equity, its important to check before investing. There is NoContinue reading

0
Share

”Risk is loss of purchasing power.”- Warren Buffett — D.Muthukrishnan (@dmuthuk) May 4, 2017 Very interesting tweet to start for. Only #finance defines risk as volatility.Volatility isn’t risk,say C. Thomas Howard & @TheIntuitInvest https://t.co/QbHrPPscL8 @Enterprising — CFA Institute® (@CFAinstitute) April 30, 2017 …and I am agree. So what is risk? As per Investopedia, Risk isContinue reading

0
Share

Social media is playing key role in many areas of life. Investing is one out of it. In fact social media is given chance to listen many celebrities and FOLLOW them for this fans. Yes I also have celebrities. I also like to follow Robert Downey Jr. But for me, Definition of celebrities is different.Continue reading

0
Share

In your 20s, retirement always seems far away, but it makes great sense to start saving today and let compound interest work for your retired life. #StateBankOfIndia #StateBank #SBI #FinancialPlanning #Investment #ManageYourMoney #MoneyTips #PlanForFuture #FinancialTools A post shared by State Bank of India (@theofficialsbi) on Jun 8, 2017 at 5:33am PDT Retirement is one ofContinue reading

0
Share

Let's talk compounding: https://t.co/XfqmoxKaYP — Vanguard (@Vanguard_Group) May 31, 2017 We always listen about it. Lets see weather its right or wrong. But before starting the main subject, Pls check this video from Investopedia. The Basic Concept Behind Compound Interest is You will receive more as the time will increase. Because you will also receivedContinue reading

0
Share

Capital Markets are always attracting investors and public for many reasons. From return to diversification to ownership of businesses. Accumulation of wealth, access of capital, analysis is very big subject but whenever I read about it, there are some topics which are getting highlights again and again. They are mainly Technology, Stock picking strategy andContinue reading

0
Share

Social Media is very big factor in our life. It is touching every aspect of our life. Facebook, Twitter, Google plus, Pinterest , Instagram, WhatsApp, Facebook messanger, Snapchat. They are now everywhere all around us. They are big factor in deciding Millennial and their social life. But what about investing? If you are thinking whyContinue reading

0
Share

Poll on how do you invest in Mutual Funds Pls Vote ur choices & RT — Nagpal Manoj (@NagpalManoj) March 3, 2017 It is clear that many investors are going through DIRECT  way. But are all of them aware of bits and parts of it? I am sure that there are at least 200 mutualContinue reading

2
Share

If you search about Mutual Funds and About Tip or advice on internet, You will come to only one result. Buy index Funds or ETF. Warren Buffett, in his partnership letters even accept that index, though S&P 500 was not famous that time and DJIA was widely followed and Passive investing was not a word,Continue reading

0
Share

First of all I am not supporter of Donald Trump. I don’t like him. The way he behaved and what he talk is all disgusting. So many people are criticizing him, going against him. And I am completely aware about so many of his lies and nonsense and funny statements.  But there was one BusinessContinue reading

0
Share

The construction technique of index is quite easy to understand if we assume that there is only one stock in the market. In that case, the base value is set to 100 and let’s assume that the stock is currently trading at 200. Tomorrow the price hits 260 (30% increase in price) so, the indexContinue reading

0
Share

25 August 2016. India achieved Big Target even though it was late as per timetable. But still it is big achievement. RBI Governor Raghuram Rajan inagurate Mobile payment method which makes your phone number as your account. So what? Why it is important? Something similar is available in US and other countries also. Here IContinue reading

0
Share

Money is what money does’ Till 2008, big transactions were taking place in US dollars. The reason behind this was the faith in US economy. Peoples were thinking that US economy is very strong and it is impossible to fail. But the giant failed and give us big crisis. Freddie Mac, Fennie Mae, one ofContinue reading

0
Share

Banking business is full of risk. This business is taking extra risk for making their own business. They received money as Fixed Deposit. With the help of that money, they will give loans to others. Risk is that what if the loans were not paid? What if Depositor come and ask for his money beforeContinue reading

0
Share

Foreign institutional investors (FIIs) are those institutional investors which invest in the assets belonging to a different country other than that where these organizations are based. These are the big companies such as investment banks, mutual funds etc, who invest considerable amount of money in the Indian markets. With the buying of securities by theseContinue reading

0
Share

After the Reliance Power IPO, Acquisitions made by Tata group is my memory. That time The Tata-Corus Deal was something out of the world for me. It feels great that one Indian is buying global companies. But does it make any sense to acquire another business and not to choose Organic Growth and Diversification? DiversificationContinue reading

0
Share

Nowadays Investing is accepted all over the world as profession. Many peoples not only hedge their wealth, but also make millions and billions with investing in Various assets. Out of them, Equity shares and Bonds or Debentures are one of the most favorite assets for investment. The peoples who know the importance of making portfolio,Continue reading

0
Share

Statutory liquidity ratio ( SLR) is the Indian government term for reserve requirement that the commercial banks in India require to maintain in the form of gold, cash or government approved securities like bonds and debentures issued by government, before providing credit to the customers. Statutory Liquidity Ratio is determined and maintained by Reserve BankContinue reading

0
Share

“The Micro Units Development Refinance Agency, or MUDRA Bank, will have a corpus of Rs20,000 crore and a credit guarantee corpus of Rs3,000 crore”, Finance Minster Arun Jaitley in Parliament said while presenting the Union Budget for the financial year 2015-16. The Narendra Modi-led Bharatiya Janata Party government proposed to create a refinance agency toContinue reading

0
Share

Every company is different. All because of its life, business model, earning capacity, and much more. But some companies are more important. Reasons may be different. investors Called them Blue chip. The name “blue chip” came from the game of poker. In the game, the blue chips have the highest value. Widely recognized, well establishedContinue reading

0
Share

Mr. Peter Lynch is one of the best stock picker in this world. His philosophy about stock is very different from others. Its easy and sometime looks like impossible but I found what he mention is right. Here are some attributes of his philosophy of investing of how to find a good stock for investing.Continue reading

2
Share

Reliance Power Limited is part of the Reliance Anil Dhirubhai Ambani Group. It was established to develop, construct and operate Power projects in the Indian and the international markets. Reliance Energy Limited, an Indian private sector power utility company, and the Anil Dhirubhai Ambani Group promote Reliance Power.The company was incorporated in January 1995 asContinue reading

0
Share

Unicorn is a term in the investment industry, and in particular the venture capital industry, a company usually Start-up, which is not listed on any of exchange and so the official Published performance record, whose valuation has exceeded (the somewhat arbitrary) $1 billion dollars. IT changes human life in many ways. Investment is also notContinue reading

0
Share